Self-Custody. Your Keys. Your Control.

HeartBeat Wallet

Your self-custody spending wallet for the HeartBadge ecosystem. Earn $HRTB rewards, spend instantly, and cash out on your schedule.

Not legal tender. Ecosystem spend utility. Cash-out handled by regulated providers.

HeartBeat Wallet
Self-Custody
Active
Total Balance
2,450 $HRTB
≈ $245.00 USD
Spendable
2,450
Ready Now
Withdrawable
1,837
75% Unlocked

Two Modes. One Balance.

Every $HRTB reward has two parallel states: instant spending power and time-protected liquidity.

Spendable (Utility)

Use your rewards instantly at any time with no limits or cooldowns.

  • Instant spending at vendors
  • Event tickets and experiences
  • Donations to causes
  • Member activations
  • No waiting period
  • Treasury bridges liquidity behind the scenes

Withdrawable (Cash-Out)

Time-protected liquidity that unlocks gradually to maintain system stability.

  • Minimum 14-day unlock period
  • Smooth unlock curve (50% → 75% → 100%)
  • Full maturity at 45 days
  • FIFO unlock order (oldest first)
  • Standard withdrawal: 14 days
  • Regulated off-ramp providers

Unlock Timeline

Your rewards earn immediately. Cash-out unlocks gradually for system protection.

0–14 days
0% Withdrawable
14–30 days
50% Withdrawable
30–45 days
75% Withdrawable
45+ days
100% Withdrawable

This prevents early extraction, protects the system from runs, and encourages holding while still feeling fast to users.

Self-Custody Architecture

HeartBeat Wallet is a self-custody wallet interface. HeartChain Labs provides software, support, and recovery tools. You control your assets.

Your Keys, Your Control

You maintain control of your wallet. HeartChain cannot move your funds alone.

Non-Custodial by Design

No internal ledger of member balances. Your assets stay on-chain under your control.

Regulated Off-Ramps

Cash-out verification handled by regulated providers. We focus on membership utility.

Recovery Protection

Time-locked recovery tools help you regain access if needed, with built-in security delays.

What This Means For You

True Ownership

Your $HRTB is yours. Not held in our accounts. Verifiable on-chain.

Transparent Rules

Smart contract rules you can verify. No hidden controls or admin overrides.

Regulatory Clarity

Aligned with FinCEN guidance for unhosted wallets. We provide software, not custody.

How It Works

Simple for you. Secure by design.

01

Earn Rewards

Participate in events, refer friends, and engage with the community to earn $HRTB rewards.

02

Spend Instantly

Use your rewards immediately at vendors, events, and for causes. No waiting, no limits.

03

Cash Out Later

When ready, cash out through regulated providers. Your unlock timeline starts from when you earned.

Ready to Get Started?

Join the HeartBadge ecosystem and start earning $HRTB rewards through the HeartBeat Wallet.